The Finances of Purchasing Your Own Home

The recent housing collapse has changed the home buying process significantly. Where once it was easy to attain credit, it has become more difficult again and a home’s value as an investment is more uncertain. Banks have gone back to a more traditional lending approach as a result of the collapse and now having good credit and a down payment is essential. Lenders are also focused on offering more traditional mortgage products such as 30- and 15-year mortgages versus the exotic ARMs offered a few years ago. Buying a home is still an American dream and it is important to understand the process, parties involved and what is in your financial best interests when making this investment.

This is a 1 hour webinar recording from August 2022. Click "Learn more and register" to access the recording*

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OSU Beyond Benefits EAP
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By Katy Ahlvin on July 5, 2022